• Home
  • Meet the Founder
  • Programs
    • HUGS
    • IT Seniors
    • Stellar Sticks
    • BWC Medical
    • Business Development
    • Raleigha's Diaper Bank
    • Drug & Alcohol Consortium
    • RTE
  • Gallery
  • DONATE
  • More
    • Home
    • Meet the Founder
    • Programs
      • HUGS
      • IT Seniors
      • Stellar Sticks
      • BWC Medical
      • Business Development
      • Raleigha's Diaper Bank
      • Drug & Alcohol Consortium
      • RTE
    • Gallery
    • DONATE
  • Sign In
  • Create Account

  • Bookings
  • My Account
  • Signed in as:

  • filler@godaddy.com


  • Bookings
  • My Account
  • Sign out


Signed in as:

filler@godaddy.com

  • Home
  • Meet the Founder
  • Programs
    • HUGS
    • IT Seniors
    • Stellar Sticks
    • BWC Medical
    • Business Development
    • Raleigha's Diaper Bank
    • Drug & Alcohol Consortium
    • RTE
  • Gallery
  • DONATE

Account

  • Bookings
  • My Account
  • Sign out

  • Sign In
  • Bookings
  • My Account

RTE: Empower Hub & Lab

Mindset is the key to everything we do. We are a community built for growth, where learning meets action and mistakes aren’t setbacks—they’re opportunities to rise stronger. With real tools, resources, and support, we empower you to succeed in the real world. 

"A Hub for Change, A Lab for Growth"

Find out more

seasonal products / services

Credit Literacy Activity Pack for Kids/Families

Credit Literacy Activity Pack for Kids/Families

Credit Literacy Activity Pack for Kids/Families

If you want to use money skills, make them fun! This pack sneaks in budgeting, saving, and responsible credit habits behind holiday-themed challenges and team play.


Play now

Family Fun Over the Break Maze

Credit Literacy Activity Pack for Kids/Families

Credit Literacy Activity Pack for Kids/Families

Take a spin through our free maze and pick up a few credit smarts along the way! It's fast, fun, and kid-approved!



Best experienced on a desktop or laptop, though it works smoothly on mobile too.

Play Now

Free Mini Courses

Credit 101

Self Worth & Money

Self Worth & Money

 

 Are you ready to take control of your financial future? Look no further than the Credit 101 Mini Course, where you'll discover the essential tools and strategies to elevate your credit game and secure a brighter financial tomorrow.

Download now

Self Worth & Money

Self Worth & Money

Self Worth & Money

 

Are you ready to transform your relationship with money and redefine your self-worth? Dive into a journey of self-discovery and financial empowerment with our free mini course. Learn how to break free from the constraints of societal norms and embrace your true value beyond your credit score.

Download Now

How to Start with No Credit History

Decision-Making Skills: Beyond "Should I Swipe"

Decision-Making Skills: Beyond "Should I Swipe"

 Are you tired of feeling limited by your lack of credit history? Do you dream of owning a home, starting a business, or simply having the financial freedom to pursue your passions? Look no further - our course on How to Start with No Credit History is here to empower you on your journey to financial success.

download now

Decision-Making Skills: Beyond "Should I Swipe"

Decision-Making Skills: Beyond "Should I Swipe"

Decision-Making Skills: Beyond "Should I Swipe"

 

Are you tired of making decisions on a whim, only to regret them later? Do you wish you could transform your everyday choices into strategic wins for your future? Look no further! Our FREE Mini Course on Decision-Making Skills is here to help you master the art of long-term thinking and make impactful decisions that shape your destiny

download now

Free resources

Downloads from our Stan Store
Credit Knowledge Assessment Tool30 Day Checklist5 Steps Guide to Credit LiteracyCredit Blind Spots Cheat SheetContact Usfor more products, click here to visit our resource library

Frequently Asked Questions

Please reach us at empowersupport@becausewecarefoundation.org if you cannot find an answer to your question.

No. We’re an education hub. We don’t sell credit repair.


Take advantage of our free resources and download all of the general information that you need to get started.  


We run free education first. Paid options (like deeper one-on-one dives and small-group coaching) add tools, step-by-step plans, and extra support are available  but you can learn the essentials here at no cost.


Everyone’s timeline is different. We focus on behaviors you control.


No. We teach you how credit works, how to dispute inaccuracies yourself, and how to build positive history that lasts. If you want 1:1 guidance, we offer coaching, paid memberships for ongoing support, courses, group sessions, and so much more!
 


PDF Viewer

5 Steps to Smarter Credit

A quick-start checklist for building strong credit habits 

Download PDF

Privacy Policy

Who we are
RTE: Empower Hub & Lab is a free credit‑literacy hub & lab. We teach how credit works so you can use it as a tool. We do not sell credit repair services.

Education only
Content is for educational purposes—not financial, legal, or tax advice. Your situation is unique; use our materials as learning tools.

What we collect

  • Name, email, and quiz responses you choose to share
  • Workshop sign‑ups and attendance
  • Slack display name and messages you post in our student community
  • Basic site analytics (pages visited, device type)

How we use your info

  • Deliver lessons, checklists, and event links
  • Improve our curriculum and measure reach
  • Moderate a safe, shame‑free student community space

Tools we use
Stan Store, Typeform, Slack (community), Zoom, Canva, Google Analytics (site). These tools have their own privacy policies.

Retention & choices
We keep your info until you unsubscribe or ask us to delete it. You can: unsubscribe from emails, request a copy/deletion of your data, or leave Slack at any time. Contact: empowerhublab@becausewecarefoundation.org for assistance.  

In-house Notary provided by Raleigha McCreary

Copyright © 2025 Community Services - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept